A expressão "it’s no secret (that)" significa, ao pé da letra, "não é segredo (que)". Trata-se de uma expressão usada para indicar algo que não é segredo, ou seja, é do conhecimento das pessoas.Nesse sentido, podemos afirmar que "it’s no secret (that)" significa "it’s common knowledge" (é de conhecimento comum). Alternativa correta: Letra (A)

1 As we practice social distancing and businesses struggle to adapt, it’s no secret the unique challenges of Covid-19 are profoundly shaping our economic climate. U.S. Bank financial industry and regulatory affairs expert Robert Schell explains what you need to know in this uncertain time.
 • Don’t panic while things are “on pause”
2 Imagine clicking the pause button on your favorite TV show. Whether you stopped to make dinner or put kids to bed, hitting pause gives you time to tackle what matters most. Today’s economy is similar. While we prioritize health and safety, typical activities like driving to work, eating at restaurants, traveling and attending sporting events are on hold. This widespread social distancing takes a toll on our economy, putting strain on businesses and individuals alike.
3 Keep your financial habits as normal as possible during this time. Make online purchases, order takeout, pay bills and buy groceries. These everyday purchases put money back into the economy and prevent it from dipping further into a recession.
 • Low interest rates could help make ends meet 
4 In March, the Federal Reserve cut rates drastically to boost economic activity and make borrowing more affordable. For you, this means interest rates are low for credit cards, loans and lines of credit, and even fixed-rate mortgages. Consider taking advantage of these low rates if you need extra help paying your bills, keeping your business running or withstanding a period of unemployment.
 • Spend on small businesses
5 Looking to make a positive impact? Supporting small businesses is an easy and powerful way to help.
You can order takeout, tip generously or donate to your local brick-and-mortar retail store, if they provide that option. Your support makes a big impact for struggling business owners.
 • Prior economic strength may help us bounce back 
6 The thriving economy of 2019 isn’t just a distant, bittersweet memory. When our health is no longer at risk and social distancing mandates begin to diminish, we’ll slowly start to rebuild. The stability, low unemployment rate and upward-trending market we experienced prior to Covid-19 puts us in a good position to kick-start economic activity and rebound more quickly.

O prefixo "un", presente na "uncertain" (incerto) expressa ideia de negação, ausência de algo. Neste caso específico, tem-se a ausência de "certain" (certeza).Das palavras elencadas, somente "impossible" e "discourage" possuem prefixos com o mesmo sentido de "un". Em "impossible" (impossível), "im" indica a ausência de "possible" (possibilidade); enquanto em "discourage" (desencorajar), "dis" indica ausência de coragem. Alternativa correta: Letra (C)

No trecho "These everyday purchases put money back into the economy and prevent it from dipping further into a recession", o pronome "it" se refere a algo mencionado anteriormente.Para identificar a qual termo "it" se refere, observemos a tradução do fragmento: "Essas compras diárias colocam dinheiro de volta na economia e evitam que ela mergulhe ainda mais em uma recessão".Com base na tradução, é possível notar que "it" (ela) se refere à "economy" (economia). Alternativa correta: Letra (D)

 habitual action repeatedly carried out by the Federal Reserve to address certain economic situations.

 future action to be carried out by the Federal Reserve to address possible problems.

 promised action to be carried out by the Federal Reserve to address the present economic challenges.

 one-time action carried out by the Federal Reserve to address the present situation.

 current action carried out by the Federal Reserve to address a permanent situation.

Para responder a esta questão, é interessante observar os elementos destacados no trecho: "In March, the Federal Reserve cut rates drastically to boost economic activity".Considerando que a ação da Reserva Federal foi em março, notamos que o verbo "cut" está no passado, já que se trata de algo realizado no passado ("in March").Tendo isso em vista, podemos afirmar que "cut" indica uma ação única (one-time action) realizada pela Reserva Federal para resolver a situação atual, como afirma a Letra (D).Não se trata, portanto, de uma ação habitual (Letra A), de uma ação futura (Letra B) e nem de uma ação atual (Letra E). Também não se trata de uma ação prometida (Letra C). Alternativa correta: Letra (D)

 will certainly lead to behavioral misconduct and inconvenient daily habits.

 will force you to be productive and remain so forever, never needing your rituals anymore.

 will reveal that habits are not part of your identity as an under-achiever in the work environment.

 can eliminate rituals because they are usually ineffective strategies to achieve successful results.

 is essential to force yourself to become and remain productive along the days by establishing effective rituals.

Ao afirmar que "Once your identity changes, you are at risk of letting go of your rituals", o autor sugere que, uma vez que sua identidade se modifica, você corre o risco de abandonar seus rituais antigos.Desse modo, o autor não sugere que uma mudança na identidade levará a má conduta comportamental (alternativa A); nem mesmo sugere que tal mudança forçará você a ser mais produtivo e assim ficar para sempre (alternativa B). A alternativa (C) também se mostra incorreta ao afirmar que uma mudança na identidade revelará que hábitos não são parte da identidade. A alternativa (D), por sua vez, também está incorreta, pois uma mudança na identidade não pode eliminar, efetivamente, os rituais. O que ocorre é uma mudança de rituais.Dessa forma, a alternativa correta é a Letra (E), pois afirma que a mudança na identidade é essencial para se forçar tornar-se mais produtivo ao longo dos dias, estabelecendo novos rituais. Alternativa correta: Letra (E)

<center>Did you get done what you wanted to get done today?</center> 
 By Peter Bregman. September 13, 2011 / Psychology Today 

 Some people are naturally pre-disposed to being
 highly productive. They start their days with a clear
 and reasonable intention of what they plan to do, and
 then they work diligently throughout the day, sticking
5 to their plans, focused on accomplishing their most
 important priorities, until the day ends and they’ve
 achieved precisely what they had expected. Each day
 moves them one day closer to what they intend to
 accomplish over the year.
10 I am, unfortunately, not one of those people.
 Left to my own devices, I rarely end my day with
 the satisfaction of a plan well executed. My natural
 inclination is to start my morning with a long and overly
 ambitious list of what I hope to accomplish and push
15 myself with sheer will to accomplish it. I’m prone to
 be so busy — answering emails, multitasking, taking
 phone calls, taking care of errands — that, without
 intervention, I would get very little of importance done.
 And then, exhausted by my busyness,
20 but unsatisfied by how little of importance I’d
 accomplished, I would distract myself further by doing
 things that made me feel better in the moment, if not
 accomplished — like browsing the internet or eating
 something sweet.
25 Our instincts most often drive us toward instant
 gratification. And the world around us conspires to
 lure us off task. Given total freedom, most of us would
 spend far too much time browsing websites and
 eating sweets. And being totally responsive to our
30 environments would just have us running around like
 crazy catering to other people’s agendas.
 For me, the allure of accomplishing lots of little
 details would often override my focus on the big
 things I value. Each morning I would try to change my
35 natural tendency by exerting self-control. I would talk
 to myself about how, starting this morning, I would be
 more focused, psych myself up to have a productive
 day, and commit to myself that I wouldn’t do any
 errands until the important work was done.
40 It almost never worked. Certainly not reliably.
 And so, without understanding it at the time, I
 was teaching myself to fail. People talk about failure
 — I talk about failure — as critical to learning. But
 what if we don’t learn? What if we do the same
45 things, repeatedly, hoping for different results but not
 changing our behavior?
 Then we are training ourselves to fail repeatedly.
 Because the more we continue to make the
 same mistakes, the more we ingrain the ineffective
50 behaviors into our lives. Our failures become our
 rituals, our rituals become our habits, and our habits
 become our identity. We no longer experience an
 unproductive day; we become unproductive people.
 You can’t get out of this pattern by telling yourself
55 you’re a productive person. You’re smarter than that;
 you won’t believe yourself and the data won’t support
 the illusion.
 You have to climb out the same way you climbed
 in: with new rituals.
60 For me, the best way to discover the most
 effective rituals to help me achieve my most important
 priorities was through trial and error. Every evening
 I looked at what worked and repeated it the next. I
 looked at what didn’t and stopped it.
65 What I found is that rather than trying to develop
 super-human discipline and focus, I needed to rely
 a process to make it more likely that I would be
 focused and productive and less likely that I would be
 scattered and ineffective.
70 Rituals like these: Spending five minutes in the
 morning to place my most important work onto my
 calendar, stopping every hour to ask myself whether
 I’m sticking to my plan, and spending five minutes in
 the evening to learn from my successes and failures.
75 Answering my emails in chunks at predetermined
 times during the day instead of whenever they come
 in. And never letting anything stay on my to do list
 for more than three days (after which I either do it
 immediately, schedule it in my calendar, or delete
80 it).
 It doesn’t take long for these rituals to become
 habits and for the habits to become your identity. And
 then, you become a productive person.
 The trick then is to stay productive. Once your
85 identity changes, you are at risk of letting go of your
 rituals. You don’t need them anymore, you think to
 yourself, because you are now a productive person.
 You no longer suffer from the problem the rituals
 saved you from.
90 But that’s a mistake. Rituals don’t change us.
 They simply modify our behavior as long as we
 practice them. Once we stop, we lose their benefit.
 In other words, being productive — forever more —
 requires that you maintain the rituals that keep you
95 productive — forever more.
 I would love to say that I am now one of those
 people who is naturally pre-disposed to being highly
 productive. But I’m not. There’s nothing natural about
 productivity for me.

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